Credit repair companies are on the rise with the sudden surge of unpaid debt Americans are amassing on a daily basis, and their advertising of services is increasing. Many credit repair companies offer to help improve or fix your credit history for a fee – sometimes affordable, but more often than not, for astronomical rates.
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As the worldwide economy falters the number of online scams is increasing. Most recently a wide range of job offers has begun to arrive with e-mails. Almost every one of these offers is a classic case of e-mail spam. Some contain malicious code, others seek to gather personal information to use for identity theft and many are just trying to get some of your money.
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In the USA you are legally entitled to receive a free copy of your credit report once per year from each of the three major credit reporting agencies. If you want a copy more often than that, you will probably have to pay for the copies from each of the three credit reporting agencies.
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